Focus on Creativity
by Bradley Voight on 01/29/13I believe that problems are ultimately solved by people who are free to be creative. In today's America there are hundreds of thousands of people with college degrees that can not find a job in their field. There are just as many people like me with some college, a lot of debt and no degree. It is these people who have to be creative and piece together a living and fund their futures in unconventional ways. I call this the post pension era because an employer sponsored pension is quickly becoming history and some state and federal pensions including the postal service pension is sorely underfunded.
I hate to sound like a broken record but I am facing off against the normalcy bias. In case you are not familiar with the normalcy bias it works like this; people who have accepted things as normal will not take heed to warnings that threaten the normal world they are used to. In other words people get stuck in habitual ways of living and when change comes they clamor and say, "Oh everything is fine."
All I am trying to say is that the US debt situation is not normal and in fact it is totally unprecedented, so my normalcy biased friends along with everyone else does not know how this is going to play out so be creative and place yourself in a position where you do not have to financially depend on anyone.
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